advisors. 
experts.
proven
​thought leaders.

THE HONORABLE BRIAN D. MONTGOMERY

Brian D. Montgomery served as the United States Deputy Secretary of Housing and Urban Development from 2020 to 2021. Montgomery previously served as Assistant Secretary of Housing and Urban Development for Housing and Federal Housing Commissioner from 2005 to 2009 and from 2018 to 2020. Montgomery is the only individual to serve as FHA Commissioner twice and under three U.S. Presidents (Bush, Obama, and Trump). 

MARISSA M. YAKER, ESQ.

BOARD CHAIR

Marissa M. Yaker, Esq. is the Senior Corporate Compliance Officer at VRM Mortgage Services and serves as the Board Chair of AISLE. She is a highly sought-after speaker and is one of the most recognized thought leaders on government and agency servicing issues. She is a recipient of industry awards from the Five Star Institute, American Legal & Financial Network, DS News, and others. Marissa is licensed in the state of Florida and with the United States Supreme Court. 

DR. CHERYL TRAVIS-JOHNSON

Cheryl Travis-Johnson is EVP and COO of VRM Mortgage Services. Since joining VRM in 2008, Dr. Travis-Johnson’s leadership has distinguished VRM among clients and within the industry by successfully delivering non-traditional solutions to mitigate losses from non-performing loans. She has helped VRM become a solution provider for mortgage servicing solutions while preserving communities nationwide. 

JANUARY TAYLOR, ESQ.

January Taylor is the Managing Partner and Co-founder of McMichael Taylor Gray, LLC.  She has over 20 years of real estate and creditors rights experience and has spent her entire career providing foreclosure, bankruptcy, eviction, REO, compliance, strategic planning and litigation services to banks, credit unions investors and servicers. Ms. Taylor also serves on the Board of Directors for Pink Peaches, Inc. a non-profit charity focused on supporting breast cancer patients, encouraging early detection, and providing research funding.

THE HONORABLE THEODORE (TED) TOZER

Theodore (Ted) Tozer served as the President of the Government National Mortgage Association (Ginnie Mae) from 2010 to 2017. He has been a charter member on both National Lender Advisory Boards for Fannie Mae and Freddie Mac, and also serves on the Board of Directors of PennyMac Financial Services, a mortgage originator, and is a non-resident fellow at the Urban Institute’s Housing Finance Policy Center (HFPC). 

INGRID JASCHOK

Ingrid Jaschok is the SVP of Homeowner Preservation at Cenlar. Previously, Jaschok was an SVP at Flagstar and Citi, where she assisted the team with a startup of Vulnerability Remediation in the Global Technology areas. Prior to Citi, she served in leadership roles with Auction.com, Freedom Mortgage, and Mr. Cooper. Jaschok won a 2019 Women in Housing Leadership Award for Diversity & Inclusion while at Mr. Cooper.

KAY SCHINKER

Kay Schinker is the COO of LOGS. She has over 30 years of experience in the default industry. She has a wide range of experience working in Senior positions for Mortgage Servicers, Outsourcers, and Law firms. As Chief Operating Officer, she is responsible for the oversight and strategic vision for our operations teams across our entire Network. She is a data-driven leader who sets the bar at excellence and creates paths for her teams to continually take steps towards achieving it. 

THE HONORABLE MARK A. CALABRIA

FORMER AISLE ADVISOR

Mark A. Calabria served as the Director of the Federal Housing Finance Agency (FHFA), regulator of GSEs Fannie Mae and Freddie Mac, from 2019 to 2021, where he was instrumental in the federal response to COVID-19. He was formerly the chief economist for Vice President Mike Pence. Currently, Mark is a Senior Advisor at the CATO Institute and author of Shelter from the Storm: How a COVID Mortgage Meltdown Was Averted. Calabria served as an founding AISLE Advisory Board Member from November 2023 to January 2025. 

CONTENT SECTIONS LED BY INDUSTRY-LEADING SUBJECT MATTER EXPERTS

CROSS-SECTION LEADERS

Yvette W. Gilmore
Senior Vice President, Servicing Product Solutions, Default Services, ServiceLink

Benjamin Milgram
​Senior Director, Rocket Mortgage

Scott Brinkley
Chief Executive Officer, a360inc

Daren Blomquist
Vice President, Market Economics, Auction.com

​Toniqua Green
Vice President, Corporate Social Responsibility, Mr. Cooper

​Beth Northrop-Day, Esq.
Vice President and Assistant General Counsel, U.S. Bank 

Emily Chavarriaga
Principal, Enterprise Program Management, Mr. Cooper

​Julie O'Hara
Managing Director of Operations, PRP Advisors

​Candace Russell
Vice President - Post Sale, Carrington Mortgage Solutions

Shayna Arrington
Chief Risk Officer, ServBank

Michael Drawdy
EVP, Default Management, PennyMac

The Honorable Theodore (Ted) Tozer
Nonresident Fellow, Urban Institute & former President & CEO of Ginnie Mae 

Tiffany Fletcher
SVP, Operations Support, Vendor Resource Management and
VP, Executive Chair for the Council for Inclusion in Financial Services

Allen Myers, Esq.
Assistant General Counsel - Executive Director,
JPMorgan Chase

Angel Hernandez
Chief Strategy Officer
​Stavvy
Lynn C. Pluister, Esq.
AVP, Compliance & Oversight
Padgett Law Group

Robyn Katz, Esq.
Managing Partner, Florida Foreclosure
McCalla Raymer

Michael DeRosa, Esq.
Partner
Friedman Vartolo

Laura H.G. O'Sullivan, Esq.
President
McCabe, Weisberg & Conway

Kris Zilberstein, Esq.
Partner
ZBS Law
​
Justin D. Plean, Esq.
Partner
Quintairos, Prieto, Wood & Boyer, P.A.

PROFESSIONAL LEADERSHIP

Elizabeth A. Potter, MBA, Executive Director
A widely recognized association management professional and default servicing executive, Liz brings a wealth of experience and talent from her background in law firms, technology service providers, and national trade associations. Liz leads the Institute's professional staff and day-to-day operations. Contact her at [email protected]. 
Cade Holleman, M.A., Founder​
​Cade Holleman is one of the most successful marketing and creative minds in the default servicing industry. His work across the legal, real estate, technology, and servicing sectors makes him one of the most effective business builders and forward-thinking advocates in the industry. He is the Chief Development Officer at Padgett Law Group and founder of creative marketing agency SQFT Management. Contact him at [email protected].